Want 0% Interest on Your Massage Chair? Here’s What You Need to Know

Some people consider using financing to purchase a massage chair, and we do offer 0% interest financing through Synchrony Bank. However, it’s important to understand how the available terms work.

In general, the lower the price of the chair, the shorter the financing term that’s available. That’s because the processing fees increase significantly as the length of the 0% financing term increases.

For example:

• 12-month, 0% financing is typically available on almost any chair, regardless of price.

• Longer terms—such as 24, 36, 48, or even 60 months—come with much higher processing fees.

These fees are similar to credit card processing fees that retailers pay, but they increase substantially with longer-term 0% financing. On a 60-month term, the processing fee can be around 20%.

Because of that, long-term 0% financing is usually only available on higher-priced chairs. Many lower-priced chairs simply don’t have enough profit margin to absorb a 20% processing fee. It wouldn’t make business sense—and I wouldn’t expect any responsible retailer to offer that.

That said, 0% financing is available, and we’re always happy to explain which terms apply to specific chairs. If financing is important to you, just ask us—or any retailer you’re speaking with—what options are available for the chair you’re considering.

I hope you found this explanation helpful.

I’m Dr. Alan Weidner from Massage Chair Relief, and I’ll see you in the next video.
Bye-bye.